Mortgage & REalty Resources
Springfield, MO
Home Financing Made Simple with Lower® Mortgage | Key & Compass Team
Explore home financing with the Lower® Mortgage Key & Compass Team. Trusted Springfield, MO lenders with 5-star Google reviews and 80+ verified client ratings. ...more
Mortgage Services
October 30, 2025•0 min read
Buying or Selling a Home in Springfield, MO
Buy or sell your home with the trusted Key & Compass team in Springfield, MO. 5-star Realtors with 80+ verified reviews and top-rated local expertise. ...more
Mortgage Services ,Realtor Services
October 30, 2025•0 min read
Why More Homebuyers in Southwest Missouri Choose the Lower® Mortgage Key & Compass Team by Shay Yates
Discover why more homebuyers are choosing the Lower Mortgage Key and Compass Team in Springfield, MO to help them finance and find their new homes! ...more
Mortgage Services ,Realtor Services
October 09, 2025•0 min read
Should You Refinance Your Mortgage in Springfield, MO Right Now?
Lower Mortgage Key and Compass Team by Shay Yates explains if now is a good time to refinance your mortgage in Springfield. ...more
Mortgage Services
October 02, 2025•0 min read
First-Time Home Buyer Guide for Springfield, MO: FHA vs. USDA vs. Conventional
Lower Mortgage Key and Compass Team by Shay Yates discusses FHA, Conventional, and USDA home loans. We are Springfield's preferred lenders. ...more
Mortgage Services
October 02, 2025•0 min read
What First-Time Home Buyers in Springfield, MO Should Know About Mortgage Pre-Approval
First time home buyer? Discover what you need to know first before purchasing your first home in Springfield, MO. ...more
Mortgage Services
August 29, 2025•0 min read
"Shay and her team were extremely knowledgeable."
"Shay and her team were extremely knowledgeable."
— Bryanplanck
"Shay and her team were extremely knowledgeable, laid back, conversational, and made us feel at home."
— Bryan P
"I had the pleasure of working with Shay, who led her team during my home-buying process."
— Sarah T
"I had an amazing experience and being a first time home buyer it was great."
— Jeffery B
Contact us
3745 S Fremont Ave STE B Springfield, MO 65804
(Branch NMLS #32139)
Loans & Financing: (417) 849-2430
Real Estate Sales: (417) 895-9681
Hours: M-F 8-5pm
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Springfield Nixa Ozark Republic Willard Marshfield
Terms & Conditions | Privacy Policy
All loans are subject to underwriting or investor approval. Some restrictions may apply. This is not an offer of credit or a commitment to lend. Guidelines and products subject to change. Rates and terms may vary depending upon risk analysis, collateral, and other factors. The USDA Program is for primary residence only and Income and Geographic limits apply. Zero Down VA loans are subject to Veteran’s full eligibility. For licensing information, go to: www.nmlsconsumeraccess.com.
Disclaimers
You are under no obligation to use Southwest Funding as your mortgage lender or to work with the same individual for both mortgage and real estate services. You may request reassignment of your loan application or seek financing from any lender of your choice. Compensation for mortgage and real estate services is received separately for bona fide work performed, and this arrangement does not limit your ability to choose your own real estate agent or lender.
You are under no obligation to use Southwest Funding for your mortgage needs or to work with any real estate agent listed on this page. You are free to shop for and select both real estate agents and mortgage lenders of your choice at any time.
Shay Yates, NMLS ID #2172921, MA License # MLO2172921 – Southwest Funding, Equal Housing Opportunity, NMLS ID #32139 — Licensed Realtor, Valiant Group, RE #2025030602